Welcome to Tailrow
Tailrow Insurance Exchange is an admitted insurance company focused on personal residential policies in Florida. Tailrow is sponsored by HCI Group, a publicly traded company (NYSE: HCI) formed in 2006 and a top writer of property insurance in Florida.
HCI Group’s advanced technology, expertise, and infrastructure has facilitated many successful policy assumptions for several companies.
Tailrow is a policyholder-owned reciprocal insurer. Tailrow has earned a Financial Stability Rating® of A, Exceptional, from Demotech, Inc. Tailrow will begin policy assumptions from Citizens Property Insurance Corporation in February 2025.
Why Choose Tailrow?
- Our HO3 policy form matches or is broader than Citizens’ policy coverage
- Premium rates are competitive with Citizens
- Tailrow has earned a Financial Stability Rating® of A, Exceptional, from Demotech
- Florida headquartered with 24/7 Claims reporting and Customer Service
- Tailrow will leverage HCI’s advanced technology, expertise, and infrastructure to ensure a smooth transition process
Coverage Features: Homeowners (HO3)
- Internal water limits up to the Dwelling coverage*
- Screen enclosures coverage under Dwelling coverage when attached*
- Seasonal and secondary residences accepted
- Coverage limits available up to $1.2M
*Subject to claim review and policy limits.
Who is HCI?
HCI Group, Inc. owns subsidiaries engaged in diverse yet complementary business activities, including homeowners insurance, information technology services, insurance management, real estate, and reinsurance. HCI’s primary operations include two successful homeowners insurance companies, Homeowners Choice Property & Casualty Insurance Company and TypTap Insurance Company.
Since HCI’s inception in 2006, the company has grown to over $1 billion of in-force premium. In addition to its insurance operations, HCI owns a real estate subsidiary, Greenleaf Capital, LLC, which owns and operates multiple properties in Florida, including office buildings, retail centers, and marinas.